Pension freedom
Taking a Personalized Approach to Retirement Planning

Many people worry that retirement may not provide the financial security needed to fully enjoy their golden years. For instance, consider someone who dreams of retiring in twenty years to travel the world. It’s crucial to consider not just their current daily expenses but also the costs associated with this aspirational lifestyle. It includes travel expenses and recreational activities, ensuring they can comfortably sustain their desired lifestyle.

Achieving this financial security requires more than basic budgeting; it involves creating a comprehensive strategy that projects future costs, accounts for inflation, and anticipates lifestyle changes.

This is where Pension Freedom, an award-winning boutique firm excels.

An Honest Broker

A translation of “EHRICHER MAKLER” used in a speech by the German statesman Bismark in 1878.

Meaning: an unbiased and objective mediator.

And yet, despite many claiming to be so—few live up to the label.

And then – there’s Gerard and David Keogh

“Our bespoke services are crafted to align perfectly with each client’s unique needs and objectives, fostering deep, impactful relationships that drive investment growth and achieve ambitious financial goals,” says David Keogh, owner, Pension Freedom. “We offer an extensive array of investment opportunities, collaborate with leading industry players, and continually adapt our strategies to dynamic economic landscapes.”

The firm takes a comprehensive approach to understanding each client’s unique financial situation. At the heart of its approach is a Pension Freedom advisor who meticulously evaluates the client’s financial status, lifestyle aspirations, and long-term objectives. This in-depth analysis allows the advisor to create a customized financial plan, accounting for daily living expenses and the additional funds required to achieve the client’s desired lifestyle in retirement.

By leveraging Pension Freedom strategies, the firm ensures a steady, reliable income stream that supports the client’s vision of a relaxed and fulfilling retirement. Its commitment to highly personalized service sets the firm apart, catering to an exclusive clientele of fewer than 100 individuals, with a particular focus on self-employed professionals and company directors.

The firm assists clients in setting aside the necessary funds each year, ensuring their financial growth aligns seamlessly with their retirement objectives. Regular check-ins and ongoing financial reviews help clients stay on track, providing reassurance that they are progressing toward a retirement that offers both security and the freedom to pursue their passions.

What enables Pension Freedom is its three decades of banking experience. The firm has established itself as a leading independent financial advisor in Ireland, being the first to receive the prestigious Irish Pension Award. Its success is built on delivering highly personalized service and fostering long-term client relationships. It’s a no-brainer that clients typically remain with the company throughout their financial journey, valuing the consistency of working with the same trusted advisors. This loyalty is driven by Pension Freedom’s commitment to bespoke solutions and results.

Pension Freedom maintains its individualized approach by adapting to industry changes, including new regulations and technology. By understanding each client’s unique aspirations and financial circumstances, the firm ensures financial security and a fulfilling retirement lifestyle. This client-focused model has earned it the reputation of a trusted advisor, making seamless and stress-free retirement an achievable reality for many.